Employees of Kaiser Permanente, LAUSD, CalPERS, PG&E, UPS, FedEx, and many more California organizations qualify for exclusive discounted mortgage rates through MyRateAdvisor.
MyRateAdvisor is one of the nation's leading mortgage brokers, with established relationships among top lenders across the United States. We are recognized for providing discounted mortgage rates to employees of some of California's most respected organizations.
With thousands of satisfied employee clients throughout California, MyRateAdvisor has built a reputation for delivering trusted service, competitive rates, and valuable employee mortgage benefits.
We proudly provide exclusive discounted mortgage rates to eligible employees of leading California organizations.
Fill out our simple form in under 2 minutes. No credit pull at this stage — just the basics to estimate your equity position.
A licensed advisor reaches out within 24 hours with personalized equity solutions — HELOC, home equity loan, or cash-out — whatever fits best.
Get the funds you need without touching your existing mortgage. Your low rate stays exactly where it is.
A flexible line of credit secured by your home equity. Borrow what you need, when you need it.
A lump-sum loan at a fixed rate. Predictable payments, immediate access to cash.
Replace your mortgage and pull out equity. Best when rates are favorable for your situation.
Specialists in VA-backed equity solutions — including VA cash-out refinance programs.
Free estimate of your current equity position based on recent comparable sales in your area.
We'll tell you if the numbers don't make sense. No pressure, ever.
📱 SMS Opt-In
By submitting, you consent to be contacted by a MyRateAdvisor licensed mortgage professional (NMLS #1598577). We never sell your information to third parties. You must be 18 or older to submit.
A Rate Advisor will reach out within 24 hours with your personalized rate options.
Check your inbox — and your phone.
"MyRateAdvisor saved me $342/month on my refinance. My advisor was honest, fast, and never pushed me toward anything I didn't need."
"First-time buyer, completely overwhelmed. My Rate Advisor walked me through every step and got me a lower rate than any bank offered directly."
"These guys are different — they actually told me when NOT to refinance. That kind of honesty is rare and I trust them completely now."
Find out how much equity you have — and the smartest way to access it without losing your rate.